Below are a variety of questions concerning drivers in your household, people who might live with you that aren't on your policy, ownership of the cars, and more. Your answer will help us determine if there are any coverage gaps we need to close. We will let you know if we find any based on your answers. After a review of your answers, we will contact you if your policy needs to be updated.

Make sure your driver's license reflects your current address! The BMV could send an important notice in the mail and if your address is not correct, you'll be unable to respond. Many people have had their driver's license suspended without knowing it because they didn't receive the written notice. Don't let this happen to you.

The policy intends to cover YOU and your listed drivers. If there is anyone else living with you, we need more information to make sure you and your listed drivers are covered if they drive that person's auto. (If the person living with you drives your auto(s), they would need to contact their insurance company to see if their policy would protect them too).

The policy assumes the cars are owned by the Named Insured. The named insured is the person shown just above the address.

The policy covers youthful drivers up until the point they live with you including while in college. Once they graduate and/or move into their own place, the policy takes away coverage automatically. This is very important and something we need to know so we can help fix the gap!

Are there any drivers, including yourself, using a car to deliver people or property for a fee? This activity is NOT covered in the auto policy. But, I could be with the proper endorsement.

When the auto has high miles, is older or both, it may be time to remove the physical damage coverage.